One of them has had an area on his back that looks raw. Almost came on in a 24 hour period. Scales and skin missing. Has anyone seen this before and if so what is it and do I do anything? The fish swims, eats and acts normal. Here are a couple pics,

Here he is with his mate.

They are in a 40 gal tank, Penguin 350 and AquaClear 70 running for filtration. Heater and Bubble wall used as well.
All water chemistry is good.
Ammonia 0
Nitrates 10
Nitrites 0
pH 7.8
Temp 78
Running for about 3 years
Weekly water changes of 25-30%
Prime for water conditioner.
Beside the Rainbow fish, there is a Pakistani Loach, four Clown Loaches, one Neon Tetra (Hes quite old, about 5 yrs) and they all all been together for over a year.
Any thoughts? I have noticed a very slight improvement, but not that much. Help would be greatly appreciated.