ace6, I am sorry to hear about your fish. I hope it is doing all right, even getting better!!
I don't want to be an alarmist and I am by far no expert but could the fish have fin rot? I saw a picture on the internet of a more severe case that looked like ace6 is describing, or would that take a lot longer to get to that point?
Symptoms: Split, torn or ragged fins, often with a white edge or signs of bleeding. Damage may extend to the body. Sores may become infected by other disease organisms including fungi and other bacteria. Secondarily infected wounds often have a fluffy appearance.
Reason for infection: Virtually always due to poor water quality, especially the presence of ammonia and nitrite. Wounds from fighting and fin-nipping, improper handling and grazes from sharp decor may become infected if the immune response of the fish is suppressed by stress from poor water quality.
Action: If the water is heavily polluted the fish may die from poisoning and treatment is unlikely to be effective, so test first. If there's something wrong with the water, try and find out why. Remove fin-nippers or bullies from the tank. Ensure there's no sharp decor.
Treatment: Buy an antibacterial liquid treatment from your aquatic shop, and add this to your tank according to the instructions. Keep monitoring the water quality during treatment and make a water change if pollution becomes a problem. Adding aquarium salt at a dose of 2-3g per litre may help fish control their internal salt levels. Your vet may prescribe antibiotics in severe cases.
(this is all a quote I got off the iternet months ago, so I apologize to whomever put it up that I am not sourcing it. When I copied it for my own use I never imagined postng it to try to help someone else, ut I believe Matt Clarke wrote it ).I don't have the answers and may not be helping in any way, but it was just a thought. Good luck!!