You need a big filter for a koi pond. The more fish you have the bigger filter you need, the more bio media the more surface area there is for the good bacteria to grow. Also, when you have faster flow rater you also need larger filter with more bio media because when you are sending your water through the fitler faster you are also knocking bacteria off the bio media.
You certainly can keep a overstocked pond healthy, it's been done. The problem is the more fish you have in an overstocked system the harder it is to keep your water healthy for your fish. But it's not impossible. The thing is when you overstock it's too easy for your perameters to get out of wack and once it happens things could get bad fast. If you stay with the suggested stocking levels it will be easier to keep your pond chemistry under control.
Another thing to look at is these fish can get up to three foot long. In a small system where the pond keeper keeps the water perfect is a three foot long fish going to be happy?
I have approx. 4,000 gallons, a 1 horse power external pump with a large sand filter (don't know what size but it's big) that has been made into a bio filter using bio media and not sand. I keep my flow rate at around 4,000 gallons per hour but can bring it up over 8,000 gallons per hour. This pump is cool it came with a little computer and I can put it at any speed I like. I also have a 300 gallon bio falls which has two large bio mats in the bottom with four large bags of lava rock on top. I have more filteration than I need but remember when building your pond you want more than you need. If you have more you will always be safe. I also have a william lim stainless UV light, a skimmer, and two bottom drains.


BTW three weeks ago I was promoted at work and am in the process of moving. I have to give up my beautiful pond and it hasn't been easy.
Scott