Thanks Rob, for explaining that so thoroughly!

As you can tell, I have yet to build or first inground pond, but its bound to happen more sooner than later!

And yes, I can ditto that, research is the best and most important tool BEFORE building the pond.
Thats why I enjoy belonging to a koi club so much. There are the monthly meetings at members houses, and you get to see their fish, and even more importantly, their setup. They explain in great length what they like and dislike about their pond, what they would change, what they can recommend. And there are pond keepers in each club for any range of budget, from the most sophisticated one to the DIY pond builder. There is nothing more valuable than the word of a koi keeper and his experience with the choice he made during pond building.
Sales people, oh PLEASE!! Its the same thing with the Aquadyne guy. Not that I generally say his filters are not good, its just that he reminds me of a car salesperson every time he opens his mouth, and car sales guys are generally something I run from!