Well, it looks like a raised white dot, or kind of a blotch, and it is on the first ray of the fin. It also goes around the front of the fin and extends a tiny bit onto the bottom. I don't know how much sense that makes.

There is one predominant dot, but there is some less noticable white coloring and some barely-noticable white spots surrounding it. I can't give any water readings right now, but i have a Topfin 60 power filter, I use Prime water conditioner and I'm using some Melafix for another fish with fungus, I feed a varied diet of sinking pellets, pea baby food, tubifex worms, flakes, etc., the fish is acting fine, 55 gallon tank been running for 2 weeks ( I know, I know, I didn't cycle), I change the water about once a week. You can see the fish i have on my signature. The common is 1 1/2 inch long, and the other two are about 2 inches with fins, maybe less. I put him in with the red and white ryukin with the common already in the tank. The only thing i noticed besides this about the fish is that he has a split fin. Sorry about the long post.